Our award winning Car Loan

Tailored for you.

interest rate

comparison rate¹


We are proud to have served the Defence Community for more than 60 years however, anyone is welcome to become a member. All our members are guaranteed lifetime membership and can benefit from our great range of products and services.

Tailored Rates

Based on your personal credit history

Optional Redraw Facility

Access your extra payments 

Get started

Apply in under 10 minutes, even on your phone

Available for²





less than 5 years old


If you purchase a new eligible Motor Vehicle Insurance/Caravan Insurance/Boat Insurance through us by 30 June 2021²

Fuel Voucher 

"Thanks to the staff in the Direct Contact Centre, you have made the loan process fun and easy. You're the reason that I keep banking with Australian Military Bank."

Craig, WA - member since 2001

Compare and save

Here's what you'll need to apply

Facts and Fees

A bank statement showing your everyday transactions over the last three (3) months.

Interest Rate
Comparison rate¹
Extra repayments Unlimited
Early repayment fee $0
Application fee from $100 to $500
Monthly fee $10
Minimum Loan Value $4,000
Maximum Loan Value $80,000
Minimum Loan Term 1 year
Maximum Loan Term 7 years

Your latest payslip.

For online applications you'll need two forms of ID (ie Driver's Licence, Passport or Medicare Card).

Important Information

Terms, conditions, fees, charges and lending criteria apply. These are available at the time of application.

¹Comparison rate based on a $30,000 loan over 5 years. WARNING: This comparison rate applies to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or costs and savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. A monthly repayment frequency and a term of 5 years have been used to calculate our comparison rate.
²$100 fuel voucher available when you purchase a Comprehensive Motor Vehicle Insurance/Caravan Insurance/Boat Insurance policy, through Australian Military Bank with a policy start date on or after 19 March 2021 and before 30 June 2021. Only one voucher per eligible policy. Where a policy has more than one applicant and one applicant receives the voucher, all applicants are deemed to have received the voucher. Maximum voucher value of $100. Offer is subject to T&Cs and underwriting criteria. The Fuel voucher will be emailed to the policy holder once the policy holder has paid for the policy in full or made their first direct debit and the cooling-off period has elapsed. Redemption of the fuel voucher is subject to any terms and conditions specified on the voucher and to the voucher issuer's standard terms, conditions and exclusions. For full Terms of Use visit https://egiftit.com.au/termsandconditions. Australian Military Bank shall not be liable for any voucher that has been lost, stolen, forged, damaged or tampered with in any way.

Insurance Issued by Insurance Australia Limited ABN 11 000 016 722 (IAL) trading as CGU of 181 William St, Melbourne, VIC, 3000. Australian Military Bank Ltd ABN 48 087 649 741 AFSL and Australian Credit Licence Number 237 988 of Level 18, 45 Clarence Street, Sydney NSW 2000 acts under an agreement with IAL. Any advice is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances and the relevant Product Disclosure Statement available in branch or at https://www.australianmilitarybank.com.au/insurance.

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Australian Military Bank Ltd ABN 48 087 649 741 AFSL and Australian Credit Licence Number 237 988.