Great rates for investors

Rates from

interest rate

comparison rate¹

We are proud to have served the Defence Community for more than 60 years however, anyone is welcome to become a member at Australian Military Bank. We offer our members lifetime membership during which you can benefit from our great range of products and services.

Apply Online

in less than 15 minutes

Investment Loans

with up to 90% lend of property value

Save Interest

with an Offset Account

Investment Home Loans

Great rates and great flexibility

Ratesaver Investment Home Loan

Principal and interest repayments

Low variable interest rate

Redraw available

$0 ongoing fees

interest rate

comparison rate¹

Investment Value Home Loan

Principal and interest repayments

100% Offset available

Split Option
with other Australian 
Military Bank home loans

Borrow up to 90%
of the property value

interest rate

comparison rate¹

"Thanks to the staff in the Direct Contact Centre, you have made the loan process fun and easy. You're the reason that I keep banking with Australian Military Bank."

Craig, WA - member since 2001

Here's what you'll need to apply

Facts and Fees
Ratesaver Investment Home Loan Investment Home Loan
Monthly fee $0 $0
Annual fee $0 $0
Minimum Loan Value $150,000 $150,000
Maximum Loan Term 30 years 30 years
Lenders Mortgage Insurance (LMI) Payable for loans with a deposit of less than 20%
3rd party charges Stamp duty, legal fees and valuation fees apply
Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

A bank statement showing your everyday transactions over the last three (3) months.

Your latest payslip.

For online applications you'll need two forms of ID (ie Driver's Licence, Passport or Medicare Card)

Start your application here

Please tell us as much as you can about your needs

By submitting this form, I acknowledge that I have read Australian Military Bank’s Privacy Collection Notice and understand Australian Military Bank may use my personal information as outlined in the notice.

We will not conduct a credit check before we talk to you.

Applications are subject to the banks normal lending criteria. Fees charges and lending criteria apply and will be included with our loan offer. A Financial Services Guide (FSG) is available at all Branches, on our website and upon request. For more information on interest only comparison rates, please contact the bank.

By submitting this application, you acknowledge and agree that Australian Military Bank may collect and use your personal information, and may contact you, for the purposes of assisting you with a home loan application. Our Privacy Policy tells you how we use your information, what credit reporting bodies we use and how to access your credit information. Please view our Privacy Policy here

Rates effective for new business from 21 November 2023. Rates are current at the time of publication and are subject to change. Rates displayed on this page are not reference rates and are available for new loan applications only unless noted otherwise. The Target Market Determinations (TMD) for our products are available here

Applications are subject the banks normal lending criteria. Fees charges and lending criteria apply and will be included with our loan offer. A Financial Services Guide (FSG) is available at all Branches, on our website and upon request. For more information on interest only comparison rates, please contact the bank.

The rate displayed is at 80% LVR (meaning a minimum of 10% deposit is required plus fees) and paying principal and interest repayments. Lender’s Mortgage Insurance (LMI) is required when borrowing in excess of 80% LVR. Further terms & conditions may apply from our Lenders Mortgage Insurance provider. The rate displayed is only available for new investment borrowings of $250,000 or more (excluding Construction Loans).

¹The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other amounts might result in a different comparison rate. Unless stated, all comparison rates are based on principal and interest repayments.

We're here to help

© Australian Military Bank 2024

Australian Military Bank Ltd ABN 48 087 649 741
AFSL and Australian Credit Licence Number 237 988.