Great rates for investors

Rates from

interest rate

comparison rate¹

We are proud to have served the Defence Community for more than 60 years however, anyone is welcome to become a member at Australian Military Bank. We offer our members lifetime membership during which you can benefit from our great range of products and services.

Apply Online

in less than 15 minutes

Investment Loans

with up to 90% lend of property value

Save Interest

with an Offset Account

Available for eligible home loans refinanced from a financial institution other than Australian Military Bank and applied for between 17 September 2021 to 31 October 2021 and settling within 90 days of the initial application date**

$2,500
REFINANCE
CASH BACK**

Investment Home Loan

Great features matched with great flexibility.

interest rate

comparison rate²

Principal and interest repayments

Offset available

Split Option
with other Australian 
Military Bank home loans

Borrow up to 90%
of the property value

Have all your
information ready?

Quick start application

Time: 20 mins

Time: 2 mins

You’ll need your supporting information to complete,

like your employment, income and assets/liabilities details.

Tell us a few details and we’ll call you to complete your application.

"Thanks to the staff in the Direct Contact Centre, you have made the loan process fun and easy. You're the reason that I keep banking with Australian Military Bank."

Craig, WA - member since 2001

Here's what you'll need to apply

Facts and Fees
Application fee $500
Monthly fee $0
Annual fee $0
Minimum Loan Value $250,000
Maximum Loan Term 30 years
Lenders Mortgage Insurance (LMI) Payable for loans with a deposit of less than 20%
3rd party charges Stamp duty, legal fees and valuation fees apply
Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

A bank statement showing your everyday transactions over the last three (3) months.

Your latest payslip.

For online applications you'll need two forms of ID (ie Driver's Licence, Passport or Medicare Card)

Start your application here

Please tell us as much as you can about your needs

We will not conduct a credit check before we talk to you.

Applications are subject to the banks normal lending criteria. Fees charges and lending criteria apply and will be included with our loan offer. A Financial Services Guide (FSG) is available at all Branches, on our website and upon request. For more information on interest only comparison rates, please contact the bank.

By submitting this application, you acknowledge and agree that Australian Military Bank may collect and use your personal information, and may contact you, for the purposes of assisting you with a home loan application. Our Privacy Policy tells you how we use your information, what credit reporting bodies we use and how to access your credit information. Please view our Privacy Policy here

Applications are subject the banks normal lending criteria. Fees charges and lending criteria apply and will be included with our loan offer. A Financial Services Guide (FSG) is available at all Branches, on our website and upon request. For more information on interest only comparison rates, please contact the bank.

The rate displayed is at 90% LVR (meaning a minimum of 10% deposit is required plus fees) and paying principal and interest repayments. Lender’s Mortgage Insurance (LMI) is required when borrowing in excess of 80% LVR. Further terms & conditions may apply from our Lenders Mortgage Insurance provider. The rate displayed is only available for new investment borrowings of $250,000 or more (excluding Construction Loans).

¹The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other amounts might result in a different comparison rate. Unless stated, all comparison rates are based on principal and interest repayments.

**$2,500 cashback offer is available for eligible home loans refinanced from a financial institution other than Australian Military Bank and applied for between 17 September 2021 to 31 October 2021 and settling within 90 days of the initial application date. Eligible loans must have principal and interest repayments with an LVR of less than or equal to 90% (inc LMI). Applicants must borrow a minimum of $300,000, and the loan must be for a new loan to Australian Military Bank, for a property not currently held as security by Australian Military Bank. The promotion is limited to one $2,500 cashback per application, irrespective of the number of borrowers or loan accounts being opened through the refinance. A borrower that is a party to a loan that has received, or will receive, a cashback offer from Australian Military Bank, is unable to receive further cashback offers unless specifically noted by Australian Military Bank. Applicants must open a valid Australian Military Bank transaction account held in the name of the borrower(s) and cashback will be paid to this account within 60 days of settlement. Maximum cashback is $2,500. Australian Military Bank reserves the right to change or withdraw the promotion at any time.

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Australian Military Bank Ltd ABN 48 087 649 741
AFSL and Australian Credit Licence Number 237 988.