Lending criteria, terms, conditions, fees and charges apply.
Interest rates are based on new investment home loans for $150,000 or more with a minimum deposit of 40% for RateSaver and Value loans when making monthly principal & interest repayments. Rates are available for new loan applications, include a discount to the applicable reference rate and subject to change. Lenders Mortgage Insurance (LMI) is required when borrowing more than 80% loan to value ratio (LVR). Our LMI provider may require additional terms and conditions. The calculation of the maximum LVR includes the LMI premium (except for Construction Home Loan, where it’s exclusive of the LMI premium). During an Interest Only period, your interest only repayments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
^ Comparison rate based on a $150,000 secured loan over 25 years with monthly repayments. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees and loan amounts will result in a different comparison rate.
* $3,000 cashback offer is available for all new investment home loans applications completed between 24 March 2025 and 30 June 2025, which are settled within 90 days of the initial application date. Offer available to investment home loan applications, including refinancing from another financial institution. Not available for owner occupier home loans or refinancing applications for an existing investment home loan already with us.
Minimum loan amount is $250,000 and 90% maximum loan-to-value (LVR) ratio (including Lenders Mortgage Insurance, if applicable). Limit of one $3,000 cashback per application, regardless of the number of borrowers or loan accounts being opened. Cashback must be paid into an Australian Military Bank transaction account held in the name/s of the home loan borrower(s). Cashback payment will be made within 60 days of settlement provided you still hold the eligible loan. Not available in conjunction with any other offer. We reserve the right to vary or withdraw this offer at any time.
The information provided is general in nature only and does not take into account your individual needs, objectives or financial situation. Before making a decision if a product is right for you, please read the relevant product information, including the Credit Guide, Fees and Charges Schedule, Target Market Determination (TMD) and Key Facts Sheets.
