Lock in a Fixed Rate

Rates from

interest rate

comparison rate*

For Owner Occupiers

We are proud to have served the Defence Community for more than 60 years however, anyone is welcome to become a member at Australian Military Bank. We offer our members lifetime membership during which you can benefit from our great range of products and services.

Apply online

in less that 15 minutes

No monthly orannual fees

First Home Loan Deposit Scheme

approved lender

Our fixed rate home loans for Owner Occupiers offer the security of knowing what your repayments will be.

Term

Interest Rate

Comparison Rate

2 year Fixed Rate Home Loan

3 year Fixed Rate Home Loan

5 year Fixed Rate Home Loan

DHOAS compatible

Minimum loan amount of $150,000

No monthly or annual fees

Loans available for purchasing a home or refinancing

Split Option with other standard variable rate home loans

"Thanks to the staff in the Direct Contact Centre, you have made the loan process fun and easy. You're the reason that I keep banking with Australian Military Bank."

Craig, WA - member since 2001

Here's what you'll need to apply

Facts and Fees

A bank statement showing your everyday transactions over the last three (3) months.

Application fee $500
Monthly fee $0
Annual fee $0
Minimum Loan Value $150,000
Maximum Loan Term 30 years
Mortgage discharge fee $300 + early break fee
Lenders Mortgage Insurance (LMI) Payable for loans with a deposit of less than 20%
3rd party charges Stamp duty, legal fees and valuation fees apply
Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Your latest payslip.

For online applications you'll need two forms of ID (ie. Drivers Licence, Passport, Medicare Card)

Applications are subject the banks normal lending criteria. Fees charges and lending criteria apply and will be included with our loan offer. A Financial Services Guide (FSG) is available at all Branches, on our website and upon request. For more information on interest only comparison rates, please contact the bank.

Rates shown apply during the fixed rate period of your loan. After the fixed period, your rate will automatically switch to a standard variable rate. Terms and conditions apply. The rates displayed are at 80% LVR (meaning that a minimum of 20% deposit is required plus fees).

*The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other amounts might result in a different comparison rate. Unless stated, all comparison rates are based on principal and interest repayments.

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Australian Military Bank Ltd ABN 48 087 649 741 AFSL and Australian Credit Licence Number 237 988.