We offer a range of low cost DHOAS (Defence Home Ownership Assistance Scheme) Home Loans, which have been designed to suit the needs of eligible Australian Defence Force home buyers². With a wide range of DHOAS Home Loans available, you'll have the flexibility to choose the loan type and repayment frequency to suit your budget.
Apply in under 15 minutes, even on your phone
No monthly orannual fees
Home loan provider
Available for eligible home loans refinanced from a financial institution other than Australian Military Bank and applied for between 17 September 2021 to 31 October 2021 and settling within 90 days of the initial application date**
RateSaver Home Loan
Our simple vanilla loan with a super-low rate.
No monthly fees | DHOAS compatible | Unlimited additional repayments
Have all your information ready?
Quick start application
Time: 20 mins
Time: 2 mins
You’ll need your supporting information to complete,
like your employment, income and assets/liabilities details.
Tell us a few details and we’ll call you to complete your application.
Please tell us as much as you can about your needs
We will not conduct a credit check before we talk to you.
Applications are subject to the banks normal lending criteria. Fees charges and lending criteria apply and will be included with our loan offer. A Financial Services Guide (FSG) is available at all Branches, on our website and upon request. For more information on interest only comparison rates, please contact the bank.
Applications are subject the banks normal lending criteria. Fees charges and lending criteria apply and will be included with our loan offer. A Financial Services Guide (FSG) is available at all Branches, on our website and upon request. For more information on interest only comparison rates, please contact the bank.
The rates displayed are at 70% LVR (meaning that a minimum of 30% deposit is required plus fees).
¹The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other amounts might result in a different comparison rate. Unless stated, all comparison rates are based on principal and interest repayments.
²For full DHOAS eligibility criteria visit dhoas.gov au or on 1300 434 627.
**$2,500 cashback offer is available for eligible home loans refinanced from a financial institution other than Australian Military Bank and applied for between 17 September 2021 to 31 October 2021 and settling within 90 days of the initial application date. Eligible loans must have principal and interest repayments with an LVR of less than or equal to 90% (inc LMI). Applicants must borrow a minimum of $300,000, and the loan must be for a new loan to Australian Military Bank, for a property not currently held as security by Australian Military Bank. The promotion is limited to one $2,500 cashback per application, irrespective of the number of borrowers or loan accounts being opened through the refinance. A borrower that is a party to a loan that has received, or will receive, a cashback offer from Australian Military Bank, is unable to receive further cashback offers unless specifically noted by Australian Military Bank. Applicants must open a valid Australian Military Bank transaction account held in the name of the borrower(s) and cashback will be paid to this account within 60 days of settlement. Maximum cashback is $2,500. Australian Military Bank reserves the right to change or withdraw the promotion at any time.