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Enjoy peace of mind

with our Fixed Rate loan. 2 Year Fixed DHOAS Rate:

interest rate

comparison rate¹

We offer a range of low cost DHOAS (Defence Home Ownership Assistance Scheme) Home Loans, which have been designed to suit the needs of eligible Australian Defence Force home buyers². With a wide range of DHOAS Home Loans available, you'll have the flexibility to choose the loan type and repayment frequency to suit your budget.

Get started

Apply in under 15 minutes, even on your phone

No monthly orannual fees

DHOAS approved

Home loan provider

Our fixed rate home loans for Owner Occupiers offer the security of knowing what your repayments will be.

Term

Interest Rate

Comparison Rate

1 year Fixed Rate Home Loan

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2 year Fixed Rate Home Loan

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3 year Fixed Rate Home Loan

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View more DHOAS compatible home loan options, including variable rate loans

Why choose an Australian Military Bank DHOAS Home Loan?

DHOAS subsidyavailable for eligible ADF members

Loans available for purchasing a home or refinancing

No monthly or annual fees

Split Option with other DHOAS loanss

DHOAS eligibility

More information about your DHOAS eligibility can be obtained at dhoas.gov au or on 1300 434 627.

"Thanks to the staff in the Direct Contact Centre, you have made the loan process fun and easy. You're the reason that I keep banking with Australian Military Bank."

Craig, WA - member since 2001

Here's what you'll need to apply

Facts and Fees

A bank statement showing your everyday transactions over the last three (3) months.

Application fee $500
Monthly fee $0
Annual fee $0
Minimum Loan Value $150,000
Maximum Loan Term 30 years
Mortgage discharge fee $300
Lenders Mortgage Insurance (LMI) Payable for loans with a deposit of less than 20%
3rd party charges Stamp duty, legal fees and valuation fees apply
Additional fees may be payable. For more information please see our Schedule of Fees and Charges.

Your latest payslip.

For online applications you'll need two forms of ID (ie. Drivers Licence, Passport, Medicare Card)

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Applications are subject the banks normal lending criteria. Fees charges and lending criteria apply and will be included with our loan offer. A Financial Services Guide (FSG) is available at all Branches, on our website and upon request. For more information on interest only comparison rates, please contact the bank.

Rates shown apply during the fixed rate period of your loan. After the fixed period, your rate will automatically switch to a standard variable rate. Terms and conditions apply.

The rates displayed are at 80% LVR (meaning that a minimum of 20% deposit is required plus fees).

¹The comparison rate is based on a loan of $150,000 over a 25 year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other amounts might result in a different comparison rate. Unless stated, all comparison rates are based on principal and interest repayments.

²For full DHOAS eligibility criteria visit dhoas.gov au or on 1300 434 627.

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1800 752 349

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Australian Military Bank Ltd ABN 48 087 649 741
AFSL and Australian Credit Licence Number 237 988.

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