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Sending or receiving overseas money overseas in foreign currency?

You could win a AU$500 gift card voucher*

*T&C's apply

How to participate

To be eligible for this Promotion, simply send or receive money overseas in foreign currency using our International Payment service between 28 April 2022 and 30 May 2022, to go into the draw for a chance to win a AU$1,000 gift card voucher. *Terms and Conditions apply. 


Log into Internet Banking


Go to "Payments"


Choose "Pay Overseas"

and enter the draw for a $500 gift card voucher

Send in your payee’s local currency¹

Funds are normally credited within 2-3 business days²

No surprise overseas bank fees¹

What you need to send money overseas:

Receiving payments from overseas?

To set up a payee in your address book you will need:

Receive money directly into your account from almost anywhere in the world.

Your sender can pay you in one of 35 currencies and you will receive payment in full in AUD within 2-3 business days without any charge to you. There’s an exchange rate guarantee so your sender can lock in your rate for 72 hours.³

Unlike SWIFT payments where the receiver typically incurs fees our payments service is fast, SWIFT payments can take up to 60 days to clear.

  • Payee's full name
  • Payee's full street address
  • Payee's bank account number
  • Payee's bank code (this is either a sort code, SWIFT address or routing number, if you think about Australia’s BSB number these are the overseas equivalents).

*Terms and Conditions

Promotion starts 28 April 2022 9:00 AM AEST and closes 30 May 2022 11:55 PM AEST (“Promotion Period”). Entry to the Promotion is open to Australian residents in all eligible states/territories, who fulfill the method of entry requirements/ eligibility requirements who is a customer of Australian Military Bank and sends an international payment in foreign currency via a telegraphic transfer, or receives an inwards telegraphic transfer payment in foreign currency via the Australian Military Bank branch or its online payment system, during the Promotion Period. For the avoidance of any doubt, drafts and/or foreign cheques are not eligible transactions for this Promotion. Employees of Australian Military Bank and Western Union Business Solutions (Australia) Pty Limited are not eligible. Prize is one of twenty (20) AU$500 gift card vouchers. Prize draw 3.00pm AEST Monday 6 June, 2022. A customer can receive a maximum of one AU$500 gift card vouchers. Winners will be notified via Email or Phone/SMS within two business days of the draw and published on business.westernunion.com/en-au/.

Australian Military Bank Ltd ABN 48 087 649 741 AFSL and Australian Credit Licence Number 237 988 has entered into contractual arrangements with Western Union Business Solutions (Australia) Pty Limited (ACN 150 129 749; AFSL 404092) (“Convera”) whereby Convera assists in fulfilling certain foreign exchange and payment services offered by Australian Military Bank to its customers (including telegraphic transfers). Fees and charges may apply, please refer to the Terms and Conditions issued by Australian Military Bank. The relationship relating to the financial products (other than Drafts) is solely between you and Australian Military Bank. Any information provided in this communication is factual information only. Convera does not give you any advice (general, personal or otherwise). Any advice provided, is provided by your bank or your adviser. This communication has been prepared solely for informational purposes and does not in any way create binding obligations. No representations, warranties or conditions of any kind, express or implied, are made in this communication. Convera does business under the Convera name and is not affiliated with The Western Union Company and plans to change its name to Convera Australia Pty Ltd in 2022. The Western Union Company or its affiliates own all rights in the Western Union name1. Based on periodic comparisons against publicly available rates for comparable services from 4 Australian banks. Convera will hold a quoted exchange rate for 72 hours. The payment will need to reach Convera’s nominated account within this time frame for Convera to honour the quoted rate. 2. For incoming international payments, Convera processes over 25 currencies fee free however some exotic or other currencies may attract fees. In some instances, intermediary banks may levy additional fees and/or charges. 3. Whilst we can typically deliver funds to beneficiary banks in 2 to 3 business days (non-exotic currencies), beneficiary banks can sometimes take up to five business days to credit those funds to the applicable beneficiary account. Please note there are no delivery period guarantees.

© Australian Military Bank 2022

Australian Military Bank Ltd ABN 48 087 649 741 AFSL and Australian Credit Licence Number 237 988.